Author Archives: Martyn Clemence

2018 Annual General Meeting

This year’s AGM will be held on 20 April, although it is not yet known whether it will be at the Guildhall in Windsor, or the Town Hall in Maidenhead.  I will be able to confirm after 20 March.  The meeting will commence at 10:00 and finish before 13:00 (tea and coffee will be available from 09:30).

 

Martyn Clemence

Posted 26 February 2018

 

Equity Release Loans

We are receiving more and more enquiries from people with an existing equity release loan.  May I remind you that it is essential to check with FHIL before proceeding with any case where equity release is involved.

A quick look at section 10.2 on page 13 of the Procedures and Compliance Manual will give you some typical names for equity release products but companies are creating new names all the time.  Be very proactive in checking for equity release and always ring FHIL if you are unsure.

Martyn Clemence

Posted 13 September 2017

Quotas for 01 July to 30 September 2017

The quotas for this quarter will be identical to the last one and each local authority will have £73,500.

Martyn Clemence

Posted 10 July 2017

Quotas for the period 01 April 2017 to 30 June 2017

As agreed at the AGM on 28 April 2017, each local authority will have identical quotas and the principle will be reviewed at the AGM next year.
I have revised the previously published figures to give each member £73,500 for this quarter. This figure reflects the exceptionally high volume of repayments in the last six months.

Martyn Clemence

Posted 10 May 2017

Credit Checks

We have now set up a facility for Equifax to provide Credit Reports for cases where Credit Checks are required, or where officers have concerns about prospective borrowers.

Use the same button on the StreetSERVE portal to commence the process but the completed Credit Check request should be e-mailed to FHIL instead of StreetUK.

Full information is in section 6 on page 11 of the latest StreetSERVE Manual version 3.1, which can be found in the Downloads window of this site.

Posted 01 March 2017

2017 AGM

This years Flexible Home Improvement Loans Limited AGM will be held on Friday 28 April 2017.

It will be in the Ascot Room, Guildhall, Windsor SL4 1LR and will commence at 09:45. Tea and coffee etc will be available from 09:15.

An Agenda and further information will be sent out nearer the date but, if you have any items for the agenda, please let Dawn or Martyn know.

Posted 01 March 2017

Quotas for the quarter commencing 01 January 2017

The quotas for the quarter commencing 01 January 2017 are slightly higher than the last quarter and can be found in the Download Centre (Miscellaneous).

Martyn Clemence

Posted 06 January 2017

Quotas for the 3 months commencing 01 October 2016

The quotas for the quarter commencing 01 October 2016 are the same as the previous quarter and can be found in the Download Centre (Miscellaneous).

Martyn Clemence

Posted 03 October 2016

Credit Checks

Experian, the organisation which provides Credit Reports for StreetUK have recently changed their rules, with the effect that StreetUK can do
searches on borrowers where they are making the loan but not on behalf of third party lenders (ie not local authorities).

We are in the process of setting up an account with Equifax whereby FHIL will provide Credit Reports for member local authorities.
Until this is finalised, please contact Dawn or Martyn if a report is required.

Posted 28 July 2016

2016 AGM

The Flexible Home Improvement Loans Limited AGM will be held on Friday 22 April 2016.
It will be in the Ascot Room, Guildhall, Windsor SL4 1LR and will commence at 10:00
(tea and coffee etc will be available from 09:30).

Posted 23 March 2016